The Difference Between Your Home Warranty and Homeowner’s Insurance

While home warranties and homeowner’s insurance policies both help cover your home, they don’t offer the same protection. Keep reading to find out the difference between the two so you can ensure you have the proper protection!

What does homeowner’s insurance cover?

Homeowner’s insurance covers your home’s structure and personal property if stolen or damaged by a covered event. Your homeowner’s insurance policy may also cover medical expenses if someone gets injured on your property. It is important to note that homeowner’s insurance is generally required by the lender if you have a mortgage.

What does a home warranty cover?

Your home’s warranty provides coverage for specific parts of your new home and appliances if they break. This may include your home’s heating, cooling, plumbing, and electrical systems or larger appliances like your dishwasher, oven, refrigerator, and washer/dryer.

For customers purchasing a new PulteGroup home, you’ll receive an industry leading 10-year limited structural new home warranty. For more information on warranties specific to Pulte Homes, click here or watch the short video below.

Make sure your home is properly protected by getting a free, no-obligation quote today!