Hurricane season is upon us and as a homeowner, it’s important to be prepared for any potential damage that may come your way. With high winds, heavy rain, and potential flooding, hurricanes can cause extensive damage to your home. Luckily, with the right insurance policy, you can help protect yourself financially in the event of hurricane-related damage.
First, it’s important to ensure that your homeowners’ insurance policy includes coverage for wind and water damage. If you live in an area prone to hurricanes, you may also want to consider purchasing flood insurance, as flooding is typically not covered by standard homeowners’ insurance policies.
In addition to reviewing your insurance policies, there are a few steps you can take to help protect your home from hurricane damage.
- Securing loose items outside your home, such as patio furniture or grills, to prevent them from becoming projectiles in high winds.
- Installing impact-resistant windows or shutters to protect your home from wind and debris.
- Keeping trees and shrubs trimmed to reduce the risk of falling branches or uprooted trees during a storm.