Meagan Rochard
Meagan Rochard
It’s true that buying a new construction home involves a bit of paperwork, but not all of it goes to the same place! Knowing which documents go where can help you stay organized and feel more confident throughout the homebuying process. This quick guide will help you understand who handles what.
Documents for Your Mortgage Lender
Your lender is responsible for reviewing your financial profile and whether you qualify for a home loan. These documents will help them verify your income, assets, and your ability to repay the mortgage. Please note that these may not be all the documents required to review and process your application. More documents may be required and requested to complete your loan review:
Income Documents
- Recent Pay Stubs
- W-2s or 1099s
- Employment Verification
Asset Documentation
- Bank Statements
- Retirement or Investment Accounts, if applicable
- Gift Letters, if applicable
Identification Documentation
- Driver’s License or Government-Issued ID
Property Documentation
- Purchase Agreement—this comes from your Homebuilder
- Homeowners’ Insurance—this comes from your Insurance Company
When financing with Pulte Mortgage, you will provide your documentation through your secure Loan Dashboard. To save time and effort, you can connect to your financial institutions automatically through our asset, income and employment verification technology powered by Finicity.
“What is Pulte Mortgage’s Loan Dashboard?”
Your Loan Dashboard is a secure, centralized portal where Pulte Mortgage customers can manage their mortgage process online. From accessing To-Do’s and uploading documents to connecting bank accounts automatically and sending secure communications to your Loan Team through Message Center, the Loan Dashboard is where you can keep up to date on all things pertaining to your loan.
“How do I access my Loan Dashboard?”
Upon registering for a Pulte Mortgage account and successfully submitting your Loan Application, all customers can log into their personalized Loan Dashboard using their credentials on our website at login.pultemortgage.com.
Please note: After your loan closes, your Loan Dashboard’s functionality will disable. Mortgage payments for loans serviced by Pulte Mortgage are to be made through your Servicing Portal at servicing.pultemortgage.com.
Documents for Your Title Company
The title company handles the legal side of transferring ownership and ensures the property is free of issues, such as liens or ownership disputes. These documents help them prepare for your home’s closing and protect your ownership rights:
- Purchase Agreement—this comes from your Homebuilder
- Driver’s License or Government-Issued ID
- Trust and Entity Documents, if applicable
- Power of Attorney, if applicable
- Vesting Information
Need help gathering your documents? Reach out to your Loan Team or Title Team. They’re here to guide you every step of the way!
