Meagan Rochard
Meagan Rochard
Okay, hear us out: what if this is the year you stopped saving dream kitchens on Pinterest and actually started working toward the keys to your own place? Manifesting homeownership isn’t just about lighting a candle and hoping for the best. (Though we’re not against a good vision board.) It’s about setting real intentions and making small moves that make a big difference.
If buying a home is set on your horizon for 2026, we got your back! Trust us, future-you will be so glad you started now.
Set Your Intentions
Start by getting clear on why you want to buy a home. Is it about building wealth? Creating stability? Designing a space that is 100% yours? Write it down. Visualize it. Put a sticky note on your mirror as a reminder if you have to! The more connected you are to your why, the easier it will be to stay focused during the process.
Align Your Finances
You don’t need to have it all figured out right away, but a little prep goes a long way when considering homeownership in your future! Here are a few ways you could start making positive changes on January 1st.
- Check your credit score and work on boosting it if you need to.
- Start saving where you can, no matter how small!
- Track your spending to see where you can cut back.
- Avoid taking on any new, unnecessary debt.
Knowledge is Power
Maybe you won’t become a mortgage expert overnight, but understanding the basics will help you feel empowered, not overwhelmed. We can help with that! Here are a few blog posts to help get you started:
- Own vs. Rent – Common Myths and Truths for First-time Homebuyers
- Master Mortgage Terms: The Ultimate A-Z Guide for Homebuyers
- The 4 Cs of Homebuying: What Mortgage Lenders Look For (and Why It Matters)
- Understanding Your Home’s Down-Payment
- How Do Student Loans Affect Buying a Home?
Trust The Process
Homeownership is a big goal, but an exciting one! Keep your energy up by creating realistic savings goals and celebrating when you achieve them. In the meantime, you can create a vision board of home inspiration to remind you of what you’re working toward when things get overwhelming.
Manifesting homeownership is not just about daydreaming. It’s about taking small, intentional steps that move you closer to your goal. Whether you’re buying in three months or three years, the new year is the perfect time to start working toward it.
Your future home is out there. Let’s go get it!
