How to Prepare for Buying Your First Home

Buying your first home is a huge accomplishment, but there is plenty of groundwork that needs to be done before you can start hitting those new home sales centers and open houses. Here are a few ways you can set yourself up for success during the homebuying process!   

Get your finances in order 

Once you’ve decided you’re ready to buy a home, you’ll want to do a deep dive into your finances. A great first step is to visit and order your free annual credit report from the three credit reporting bureaus (Experian, TransUnion and Equifax). Checking this credit report as soon as possible will give you time to improve your credit score or dispute any errors, if necessary. 

Separate your needs from your wants 

Once you have your budget, be sure to take a moment to write out your absolute deal-breakers. It’s rare to find a home that will have everything you’ve ever wanted and be within your budget, so it’s important to separate your “must haves” from your “nice to haves” before house hunting.  

Begin researching Communities 

After determining your new home’s needs, it’s time to begin researching Communities! After all, the surrounding area of your home is just as important as the home itself. A few things you may want to consider are nearby school districts, crime rates, HOA fees and the proximity to the town center and other amenities. 

Find a lender that fits your needs

There may be a lot of lenders out there, but when it comes to new construction financing, no one knows the process better than we do! We offer a “one-stop shopping” experience for your PulteGroup home, working hand-in-hand with your homebuilder to closely coordinate your home’s financing and construction timelines. From start to finish, we work directly with your PulteGroup homebuilder to make the financing process as easy and stress-free as possible!

If you’re considering buying a PulteGroup home, stop by your local Community and speak with a Pulte Mortgage Financing Advisor to get started on your path to pre-approval and homeownership today!